Terms of Use

These Terms of Use govern your use of this website, operated by JOCO Ghana Ltd, a company registered in Ghana (Reg. No. CS039670324, TIN C0063866307), trading as JOCO Health and Education Foundation. By using this website, you agree to these terms.

This is a general-purpose starting point, not tailored legal advice. If you plan to process online payments, handle sensitive personal data at scale, or operate across multiple jurisdictions, have a lawyer review and adapt this before relying on it.

1. Who we are

JOCO Health and Education Foundation supports poor and needy school children in Ghana through education assistance, health support, school supplies, and community-based care. The foundation is operated by JOCO Ghana Ltd, a company registered under Ghana's Companies Act, 2019 (Act 992).

2. Use of this website

You agree to use this website only for lawful purposes. You must not:

• Attempt to gain unauthorised access to this website or its underlying systems
• Use this website to transmit anything harmful, misleading, or unlawful
• Scrape, copy, or republish content from this site without permission, beyond normal personal use
• Use the contact form to send spam, unsolicited advertising, or abusive messages

3. Content and intellectual property

Text, photographs, and design on this website belong to JOCO Health and Education Foundation unless otherwise stated, or are used with the permission of the people and communities pictured. You may share links to this website and quote brief excerpts with attribution, but you may not reproduce substantial portions of the site, or use our photographs, for commercial purposes without our written permission.

4. No guaranteed outcomes

Descriptions of our programmes and the suggested impact of donations on this website are illustrative, not guarantees of a specific outcome for any individual child or community. We work in good faith to use donations and support as described, subject to the practical realities of the communities we serve.

5. No professional advice

Nothing on this website constitutes medical, legal, or financial advice. Where we describe health-related support, this refers to basic, practical assistance delivered alongside qualified health workers — not a substitute for professional medical care.

6. Third-party links

This website may link to third-party websites (for example, social media or payment providers). We are not responsible for the content or practices of websites we do not operate.

7. Limitation of liability

This website is provided "as is." While we take reasonable care to keep information accurate and the site functioning, we do not guarantee it will always be error-free, secure, or uninterrupted, and we are not liable for any loss arising from your use of this website, to the extent permitted by law.

8. Changes to these terms

We may update these terms as the foundation and this website grow. The "last updated" date at the top of this page reflects the most recent version. Continued use of the website after changes means you accept the updated terms.

9. Governing law

These terms are governed by the laws of Ghana.

10. Contact us

Questions about these terms can be sent through the contact form on this website, or to our registered business address: APPROTEC Street, Adenta, Greater Accra, Ghana.